Getting started for me meant sitting down and figuring out what monthly recurring bills I have. Simple, I know. But for some reason I hadn't taken the time to write them down and things were falling through the cracks. It took getting a disconnect notice to realize I hadn't paid my electric bill for 2 months. I'm pretty sure that I'll have a notice on my internet bill this next cycle. I came up with the following list: Rent, 5 credit cards (trying to build my credit score), Savings, Paying off debt, Emergency Fund, Car Replacement fund, Pedicure (trying something out so this has become a need), Electric company, Car Insurance, Storage Unit (which will become the clothing fund in a month), Internet, Spending for me, Car Repairs, Family Fun, Garbage, Verizon (for my oldest), Household supplies, Tires, and Gas. Each of these has its own envelope with a sticky note on it stating how much it gets paid monthly. I also have a master list that states how much the item is paid ...
Comments
Post a Comment